Terms of Use of Website and Services

Date of last revision: Oct. 22, 2019

This page (together with the Privacy Policy and Investor Services Agreement referred to herein) explains the terms of use (“Terms”) of using the website and services (“Services”) and other popular name of our registered firm as “entity”” provided by GIIS Financial AMFI registered name as “GREAT INDIA INSURANCE SERVICES” OR GIIS and our mobile app branded as “MF uncle”” under or GIIS logo, all to be consider same and one entity. We are located at Holding No: 273, 3rd Floor, R S Tower, New Kalimati Road, Sakchi, Jamshedpur 831001, Jharkhand. India

If you do not agree with these Terms, please stop using the Services.

Using Our Services

GIIS Financial is India’s most advanced and friendly investing service. Please don’t misuse our Services. For example, don’t disrupt our Services or attempt to access them using a method other than the interface and also the instructions that we offer. If you interrupt, destroy or limit the functionality of our Services, we may stop providing our Services to you and pursue legal action against you.

Using our Services does not give you ownership of any intellectual property rights, including any branding or logos, in our Services or the content you access. You may not use content from our Services unless you obtain our permission first, and attribute ownership appropriately.

If you have provided us your contact details, such as email or phone number, we may send you announcements, messages or information on our Services and how to use them. You may opt out of some of these messages.


Your Privacy and Data Protection:

GIIS Financial Privacy Policy (available at: http://giisfinancial.com/privacy.html ) explains how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that GIIS Financial can use such information in accordance with our Privacy Policy.


GIIS Financial Intellectual Property

GIIS Financial owns all intellectual property rights in respect of the Services as well as any literature, reports, data, drawings, designs, diagrams, tables, software, source code or object code or other information or materials, howsoever stored or held, acquired, created, developed, designed or in any way prepared, by GIIS Financial.

The “GIIS Financial” name and logos and all related names, trademarks, service marks, design marks, and slogans are the trademarks or service marks of GIIS or Great India insurance services.

You may not use the GIIS Financial logo in any manner that is deceptive or disparaging, or in reference to any product or service that GIIS Financial does not explicitly endorse. If you wish to use GIIS Financial trademarks, please contact

Your Content in our Services

Some of our Services enable you to upload, submit, store, send or receive content. You retain ownership of any intellectual property rights that you hold in that content. In short, your information stays yours.

When you upload, submit, store, publish, send or receive content to or through our Services, such content must not:

  1. Be harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful or racially or ethnically objectionable, disparaging, and relating to or encouraging money laundering or gambling.
  2. Harm minors in any way.
  3. Infringe any patent, trademark, copyright or other intellectual property rights.
  4. Deceive or mislead the reader concerning the origin of such messages or communicate any information that is grossly offensive or menacing in nature;
  5. Contain software viruses or any other programs designed to interrupt, destroy or limit the functionality of another computer or mobile device.
  6. Threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order.
  7. Cause the incitement to commit any offence or stop the investigation of any offence.
  8. Be insulting to any other nation.
  9. Impersonate another person.
Please additionally note that under the Information Technology Act, 2000 and rules framed there under, the above actions may be criminal in nature.


You’re GIIS Financial Investment Account

You will need a GIIS Financial investment account so as to create or make investments, the operation of which, is additionally covered by the Investment Services Agreement available at (http://giisfinancial.com/services_agreement). By initiating registration for the investment account you acknowledge your acceptance of the Investment Services Agreement.


Modifying and Terminating Our Services

We are constantly ever-changing and improving our Services. We might add or remove functionalities or features or options, and we may stop a Service altogether. In every case, we will provide you reasonable advance notice.
You can stop using our Services at any time. GIIS Financial will also stop providing Services to you, or create new limits to our Services at any time.


Warranties and Disclaimers

The information we offer through our Services does not represent recommendation. Please seek independent financial advice when making investment decisions.

As expressly commenced in these Terms or the Investor Services Agreement, neither GIIS Financial nor its service partners make any specific promises about the Services. We don’t make any commitments concerning the content within the Services, the specific functions of the Services, or their availability to you at all times. We provide the Services “as is”.


Liability for Our Services

When permitted by law, GIIS Financial and its service partners will not be responsible for lost profits, revenues, or data, financial losses, or any damages.
In all cases, GIIS Financial and its service partners will not be liable for any loss or damage that is not reasonably foreseeable.


About these Terms

We might modify these Terms to reflect changes to the law or changes to our Services. We will notify you of such changes. Changes will never apply retroactively and will be effective immediately on posting. If you do not agree to the modified Terms, please discontinue your use of the Service.

If there is a conflict between these Terms and the terms of our Investor Services Agreement, the terms of the Investor Services Agreement will prevail for that conflict.

These Terms govern the relationship between GIIS Financial and you. They do not create any third party beneficiary rights. If you do not comply with these Terms, and we do not take action immediately, it will not be construed as our consent to your non-compliance.

If any term contained in these Terms is unenforceable, it will not affect the other Terms.

You agree that the laws of India will apply to any dispute arising out of or in relation to these Terms or the Services.

All disputes will be subject, first, to mediation, and then by arbitration by a sole arbitrator appointed by GIIS Financial in accordance with Indian law. The venue of arbitration will be Jamshedpur, Jharkhand.

SEBI Caution
Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns.
Disclaimer: www.giisfinancial.com is an online website of GREAT INDIA INSURANCE SERVICES popularly known as GIIS and also GIIS Financial who is registered vide ARN- 40443 and as a fund distributor. The said website is just an electronic presentation of financial services for self help by investors. This site should not be treated as financial advisory website as we not charge for any calculation or result produced here. The website do not guarantee any returns or financial goal success by any means. The visitor must go through the Terms of use of website before using it.